Insurance & Tax Optimization
Charles
Charles remains available to send you an offer electronically, to speak over the phone or to meet in person to go through your Swiss insurance obligations and options.
Financial terms and conditions:
First meeting: No charge
Accept the solution Charles provides: No charge
Consult Charles for 1 hour to understand your Swiss obligations and options but use your own provider: Consulting fee CHF 300
Contact Charles by email
Contact Charles by phone on: +41 78 601 40 90
I understand and accept that ExpatExperts cannot be held legally responsible for any losses incurred or disputes that arise once I have voluntarily signed a binding contract with an ExpatExpert partner.
Charles
Charles remains available to send you an offer electronically, to speak over the phone or to meet in person to go through your Swiss insurance obligations and options.
Financial terms and conditions:
First meeting: No charge
Accept the solution Charles provides: No charge
Consult Charles for 1 hour to understand your Swiss obligations and options but use your own provider: Consulting fee CHF 300
Contact Charles by email
Contact Charles by phone on: +41 78 601 40 90
I understand and accept that ExpatExperts cannot be held legally responsible for any losses incurred or disputes that arise once I have voluntarily signed a binding contract with an ExpatExpert partner.
Real-Estate & Mortgage
To buy or to sell : Isabelle remains available to speak over the phone or to meet in person to go through your purchase criteria or to provide an estimate for the sale of your property.
Contact Isabelle by phone on: +41 76 813 68 19
To finance your purchase : Charles remains available to speak over the phone or to meet in person to go through your Swiss mortgage options.
Contact Charles by phone on: +41 78 601 40 90
Financial terms and conditions:
- First meeting: no charge
- For the sale of your property we have two packages: 1) 2% commission on sales price; 2) Fixed fee of CHF 10’000.- with 5 viewings included and per additional viewing fee (no commission).
Tax & Accounting
Tobias remains available to speak over the phone or to meet in person to give you an evaluation of your situation.
Financial terms and conditions:
- First meeting: No charge
- Service offer: No charge
- Use the services Tobias provides : Consulting fee CHF 170.- / hr
Contact Tobias by phone on: +41 22 789 12 00
Guide to Building, construction and building liability insurance in Switzerland
Properties
see properties for rentAbout us
Who we are
ExpatExperts is based in Geneva Switzerland. We represent a panel of English speaking experts that have the professional and personal skills required to facilitate the arrival and settling-in process of families & individuals moving to Switzerland.
Our mission
Everyone has multiple challenges when they arrive in a new country. All of these challenges are demanding when one speaks French and understands the Swiss system and culture; for those that do not speak French and that have just arrived the tasks ahead can be greatly simplified with the help of local experts.
Business model
Our users are never charged for an introduction to an expert, the first contact is totally free with no obligation whatsoever to enter into a contractual relationship with an expert. It is only once the user signs a contract with the expert that they become bound by the agreed terms and conditions between themselves and the chosen party.
Why choose our service
Our service is totally focused on our users’ immediate, short, medium and long-term needs. Using ExpatExperts will save its’ users time and money by introducing them to qualified professionals who speak English.
The most common needs our experts will assist our users with are:
A) Immediate needs
.Find a new home, be it a purchase or a rental.
.Register with the local authorities and electricity providers and finalize residency paper work once a home has been found.
.Comply with Federal regulations and subscribe to obligatory health insurance schemes and homeowner or tenant and liability insurance plans
.Organize communication and IT issues (internet, telephone…)
.Open a bank account
.Organize schooling for their children
B) Short term needs
.Buy furniture, decorate, get settled-in
.Deal with mobility (motor vehicle, bicycle, public transport…)
.Be advised on local tax procedure and file tax declarations
.Understand how the health system functions
C) Medium and long-term needs
The list goes on depending on each individual situation. .Finding interest groups, health clubs, where to shop, how to best integrate into a new life and culture, language lessons…
Relocation
Geneva remains one of the cities in the world with the lowest property vacancy rate, with only 53% of the offer being vacant on 1 June 2018. This explains the high rental prices and the fact that locals take anywhere from 6 to 12 months to find a new property when they want to move.
It is extremely difficult for new arrivals to brave the home search procedure alone because more than 60 real-estate agencies manage the property market in Geneva, meaning few agencies have more than five properties to rent in the required category at any one time. The few vacancies available are then often attributed to the “well connected”, which is generally not the case of the newcomer!
To become “well connected” fast and find your new home ASAP contact us. We find a new home every other day for our clients, that is what we do since 2013 thanks to our network of agencies and landlords and our team of qualified home search consultants.
Our experts will help you:
– find a non furnished property to rent
– find a furnished property to rent
Our English speaking Relocation Experts are:
Global Relocation
Our experts will help you:
– structure the financing of your purchase
– find a property
– sell your property for a fixed fee
Our English speaking Relocation Experts are:
ISABELLE & CHARLESReal-Estate & Mortgage
Property to buy is scarce in Geneva, prices are high and the system requires a considerable cash input to become a home owner. These facts explain why only 35% of Swiss citizens are owners and 65% are tenants.
The Swiss real-estate system is like no other in the world. Considerable tax benefits and high prices push the Swiss to never amortize 65% of their mortgage, they prefer to just pay interest, for life.
Finished square meter prices are anywhere between CHF 8’000.- and 15’000.- ; meaning 100sqm rarely cost less than CHF 1 million. For this amount 5% of cash is required for notarial and legal fees and a further 20% is required as personal equity, part of which can be withdrawn from existing pension plans.
Tax & Accounting
As governments worldwide become more and more strict with their tax regulations and international reporting requirements, preserving and accumulating wealth is a greater challenge than ever.
Speak to our experts to make sure that your Swiss tax declaration is optimized. Are you benefitting from all the deductions you are allowed? Is it worth investing in property in Switzerland? Should I proceed with a pillar 2 buyback? For additional tax cuts should I invest in a pillar 3b, as well as my traditional pillar 3a?
For more complex international wealth and tax planning our experts can advise on creating offshore multiple jurisdiction trusts or companies. They can also subsequently assist with the administration, accounting, auditing and secretarial obligations.
Our expert will help you:
– optimize your Swiss and international tax situation
– preserve your wealth through the creation of a trust or a company with bookkeeping
– accounting, audits and secretarial tasks
Our English speaking Tax & Accounting Expert is:
Tobias REINMANN – GENEVA TAX & audit (GTA) SAContact us
For any query, please do not hesitate to contact us. We will respond promptly. You can also call us on: +41 (0)78 601 40 90